Ontario · Adjuster Licensing
FSRA insurance adjuster lookup.
Independent and public adjusters in Ontario must hold an FSRA licence. FSRA publishes a registry of individual adjusters and adjusting companies. This guide shows where it is and how to read it.
Short answer: FSRA's registry lists adjusters and adjusting companies that are currently registered or whose licence expired within the last three months. The Licensing Link portal also lets you confirm an adjuster's status.
How adjuster licensing works
FSRA says anyone who wants to be an independent or public adjuster in Ontario must apply for an FSRA licence, and that an adjuster must be sponsored by an adjusting firm at all times. Licences renew annually by June 30.
Licensing has three phases: a Letter of Authority, a Probationary Licence and a Full Adjuster Licence. The full licence requires eight Insurance Institute courses and a CIAA exam with a pass mark of 70%.
Open the official FSRA pages
Reading what you find
A person may legitimately appear as a Letter of Authority or Probationary adjuster rather than fully licensed, because those are steps on the way to a full licence. An adjuster employed directly by an insurer generally does not need their own FSRA licence. If someone adjusts your claim and cannot be found, ask which adjusting firm sponsors them, then check the firm.
Sources
- FSRA: Licensed Individual Adjusters and Adjusting Companies (retrieved October 2026)
- FSRA: Apply for a new insurance adjuster licence (retrieved October 2026)
- FSRA: Licensing Link online insurance licensing system (retrieved October 2026)
Frequently asked questions
Does every adjuster need an FSRA licence?
FSRA's licensing page says independent and public adjusters must be licensed; adjusters employed by an insurer generally do not need their own licence.
How long after expiry does an adjuster stay in the registry?
FSRA says the registry covers adjusters and firms currently registered, plus those whose licence expired within the last three months.
What are the adjuster licence phases?
Letter of Authority, Probationary Licence, then Full Adjuster Licence.
Can this page tell me if my adjuster is licensed?
No. It links to FSRA's register; only that register can show status.
A guide, not a verification
TNAADO is not FSRA and this page does not check anyone's licence or imply official verification. Nothing you do here is sent anywhere. Use the official links to confirm status, and check FSRA's site for current details.