Payment fees
PayPal fee calculator.
Enter the amount a customer pays and your PayPal rate. See the fee, what you receive and the price that would net you the full amount.
A $100.00 sale at 2.9% + $0.30 plus 1.00% for an international buyer costs $4.20 in fees, so you receive $95.80 (4.20% effective). To receive the full $100.00 you would charge $104.38.
Your numbers
Result
Worked example
A buyer outside Canada and the US pays $100.00. Fee = $100.00 x (2.90% + 1.00%) + $0.30 = $4.20, so you receive $95.80. Without the international add-on the fee would be $3.20. To net the full $100.00, charge ($100.00 + $0.30) / (1 - 0.039) = $104.38, rounded up to the cent.
How it works
Fee = amount x (percentage + extra percentage) + fixed fee. The presets come from the PayPal Canada merchant fees page (updated 15 July 2026 on the page, opened 2026-10-08): commercial transactions 2.90% + a fixed fee, with C$0.30 as the fixed fee for Canadian dollars received, plus 0.80% when the buyer is in the US and 1.00% for all other countries. PayPal sets the fixed fee by currency received, and can change rates, so verify on PayPal before relying on a number.
Friends-and-family or personal payments and donations follow different tables and are not modelled here. For currency conversion, PayPal lists its own conversion rates; use the currency conversion fee calculator. To compare PayPal with another processor, use the Stripe vs PayPal comparison.
Estimates only, from numbers you enter. Not legal, tax or financial advice. Rates and rules change: verify them with your provider.
Everything runs in your browser. Nothing you type is sent or stored.
Sources
- Fees | Merchant and Business | PayPal CA (opened 2026-10-08): commercial transaction rate, fixed fee in CAD, and the additional international percentage (0.80% US, 1.00% other).
FAQ
How much does PayPal charge a seller?
On the Canadian merchant page read on 2026-10-08, commercial transactions are 2.90% plus a fixed fee (C$0.30 for Canadian dollars received), with an extra percentage for international buyers. Rates vary by market and can change, so confirm on PayPal.
Does this work for friends and family payments?
No. Personal payments and donations have separate fee tables. This calculator covers the commercial seller fee model only.
How do I receive the full amount after PayPal fees?
Charge (amount + fixed fee) / (1 - percentage). For $100.00 at 3.9% + $0.30 that is $104.38, rounded up to the cent. Check your local rules and PayPal terms before adding a fee to a price.
Is the fixed fee the same in every currency?
No. PayPal publishes a different fixed fee for each currency received, so enter the fixed fee for your currency.
Is this financial advice?
No. It is an estimate based on the numbers you enter. Check current fees with PayPal.