United States · unemployment insurance
State unemployment benefit estimator.
Pick a state, enter your wages for the four quarters of your base period, and see the estimated weekly benefit, the state cap and the maximum weeks. Estimate only: your state agency decides.
Estimate only, your state agency decides
This is a planning figure from a published formula. It is not a determination, and it does not file or check a claim. No SSN or claim data is asked for, and nothing you enter leaves your browser.
Your wages
Estimated benefit
How it works
The weekly benefit amount (WBA) is calculated from your base-period wages, rounded as the state rounds, then held between the state minimum and maximum. Maximum weeks come from the state’s duration rule. Eligibility is checked against the minimum earnings test summarized by DOL.
| State | Weekly benefit formula | Rounded | Min / max WBA | Maximum duration |
|---|---|---|---|---|
| Texas | 1/25 of high-quarter wages | Nearest $ | $75 / $605 | Lesser of 26 weeks or 27% of base-period wages |
| Florida | 1/26 of high-quarter wages | Down | $32 / $275 | Lesser of 12 weeks or 25% of base-period wages (weeks depend on the state unemployment rate) |
| Illinois | 47% of (wages in 2 highest quarters / 26), no dependents | Up | $51 / $628 | Lesser of 26 weeks or base-period wages |
| Nevada | 1/25 of high-quarter wages | Down | $16 / $657 | Lesser of 26 weeks or 1/3 of base-period wages |
| New York | 1/26 of high-quarter wages, or 1/25 if the high quarter is $3,575 or less | Down | $140 / $869 | 26 weeks |
| South Dakota | 1/26 of high-quarter wages | Down | $28 / $575 | Lesser of 26 weeks or 1/3 of base-period wages |
| Wisconsin | 4% of high-quarter wages | Down | $54 / $370 | Lesser of 26 weeks or 40% of base-period wages |
Not modeled: dependents’ allowances (Illinois adds them, raising its range to $77 / $859), alternate base periods, wages from non-covered employers, pension offsets, partial-week earnings and extended benefits. Illinois uses the no-dependent minimum and maximum.
Sources and as-of date. Minimums, maximums, formulas, duration rules and earnings tests: U.S. Department of Labor, Significant Provisions of State Unemployment Insurance Laws, effective July 2026. Rounding rule: DOL Comparison of State UI Laws 2023, Table 3-5. Maximums change each year with state average wages; confirm the current figure with your state agency (for example the Texas Workforce Commission, Florida Department of Commerce, New York State Department of Labor, Illinois IDES).
Frequently asked questions
How much will I get on unemployment in Texas, Florida, New York or Illinois?
It depends on your wages in the base period. Texas pays 1/25 of your highest-quarter wages (maximum $605), Florida 1/26 (maximum $275), New York 1/26, or 1/25 if the high quarter is $3,575 or less (maximum $869), and Illinois 47% of your two highest quarters divided by 26 (maximum $628 before dependents). Enter your four quarters above to see your number.
What is the base period for unemployment?
In most states the base period is the first four of the last five completed calendar quarters before you file. Your state agency determines the exact quarters, and some states use an alternate base period if you fall short.
How many weeks of unemployment will I get?
New York pays up to 26 weeks. Texas, Wisconsin, Nevada, South Dakota and Illinois pay the lesser of 26 weeks or a share of your base-period wages (Texas 27%, Wisconsin 40%, Nevada and South Dakota one third, Illinois 100% of base-period wages divided by the weekly amount). Florida is capped at 12 weeks by DOL's July 2026 summary, and the number of weeks can be lower depending on the state unemployment rate.
Is unemployment income taxable?
Yes. Unemployment compensation is taxable federal income, and you can ask to have 10% withheld for federal tax. Some states also tax it. This estimator shows the benefit before any tax or withholding.
Why is my actual benefit different from this estimate?
The agency may use different quarters than you enter, apply dependents' allowances, count wages from covered employers only, deduct pension income or part-time earnings, or round differently than the federal summary shows. This tool only applies the main published formula, minimum and maximum. Treat it as a planning figure.
Do I need to enter my SSN or claim details?
No. Nothing you type leaves your browser: there are no network calls and no data is stored. To file an actual claim, go to your state unemployment agency.