International payments · EPC reference

SEPA & IBAN country checker.

See the IBAN country code and currency for a SEPA-scope country or territory, then validate the actual account number separately.

Country or territory

Choose a countrySEPA participation does not prove that a particular bank account can receive every scheme.

Reference

Validate a full IBAN

SEPA is not the same as IBAN validity

The European Payments Council publishes the countries and territories within the geographical scope of its schemes. An IBAN identifies an account structure under ISO 13616; the MOD 97 checksum only catches transcription errors. Neither check confirms an account exists, who controls it, or whether a payment service provider participates in a particular SEPA scheme.

Official provenance: EPC List of SEPA Scheme Countries. The snapshot here is compact and for orientation; use the EPC register for live participant status.