Canadian · Veterans benefits

VAC disability pension rates 2026 by class.

Veterans Affairs Canada pays the disability pension by class, 1 to 20, set by your assessed percentage. Enter the percentage, whether you have a spouse and how many children, and see the monthly amount from VAC’s own 2026 table.

Short answer: a single pensioner receives $3,513.48 a month at class 1 (98–100%) down to $175.67 at class 20 (5–7%). A spouse and children add more. Assessments of 1% to 4% are paid as a one-time Class 21 lump sum instead, from $1,134.42 to $4,537.57.

Table A, effective 1 January 2026Includes a 2.0% CPI supplementRead from the VAC PDF on 20 October 2026

The 2026 disability pension table, class by class

Veterans Affairs Canada (VAC) publishes the disability pension as Table A of a rates PDF. It has twenty classes. Each class covers a band of assessed disability and carries one monthly amount for a single pensioner, with extra amounts when there is a spouse or children. The figures below are copied from the version effective 1 January 2026, which VAC says includes a 2.0% supplement tied to the Consumer Price Index under section 75 of the Pension Act.

Monthly disability pension by class, effective 1 January 2026
ClassAssessedRateSingleWith spouseSpouse + 1 childSpouse + 2 children
198–100%100%$3,513.48$4,391.85$4,848.60$5,182.38
293–97%95%$3,337.81$4,172.26$4,606.18$4,923.27
388–92%90%$3,162.13$3,952.66$4,363.74$4,664.14
483–87%85%$2,986.46$3,733.08$4,121.32$4,405.03
578–82%80%$2,810.78$3,513.48$3,878.88$4,145.91
673–77%75%$2,635.11$3,293.89$3,636.45$3,886.79
768–72%70%$2,459.44$3,074.30$3,394.03$3,627.67
863–67%65%$2,283.76$2,854.70$3,151.59$3,368.55
958–62%60%$2,108.09$2,635.11$2,909.16$3,109.43
1053–57%55%$1,932.41$2,415.51$2,666.72$2,850.30
1148–52%50%$1,756.74$2,195.93$2,424.31$2,591.20
1243–47%45%$1,581.07$1,976.34$2,181.88$2,332.08
1338–42%40%$1,405.39$1,756.74$1,939.44$2,072.95
1433–37%35%$1,229.72$1,537.15$1,697.01$1,813.84
1528–32%30%$1,054.04$1,317.55$1,454.58$1,554.71
1623–27%25%$878.37$1,097.96$1,212.15$1,295.59
1718–22%20%$702.70$878.38$969.73$1,036.49
1813–17%15%$527.02$658.78$727.29$777.36
198–12%10%$351.35$439.19$484.87$518.24
205–7%5%$175.67$219.59$242.43$259.12

Classes are bands, not straight lines. Class 9 pays the same to everyone assessed between 58% and 62%, and the next band down starts at 53%. For a single pensioner the step between 57% (class 10, $1,932.41) and 58% (class 9, $2,108.09) is $175.68 a month.

Spouse and children: the add-on amounts

A pension goes up when you have dependants. VAC prints the add-on per class: one amount for a spouse or common-law partner, a first child, a second child and every child after that. The “with spouse” column above is the single rate plus the spouse amount, and the later columns add the children one at a time.

Monthly add-on amounts by class, effective 1 January 2026
ClassSpouseFirst childSecond childEach other child
1$878.37$456.75$333.78$263.51
2$834.45$433.92$317.09$250.34
3$790.53$411.08$300.40$237.16
4$746.62$388.24$283.71$223.98
5$702.70$365.40$267.03$210.81
6$658.78$342.56$250.34$197.63
7$614.86$319.73$233.64$184.46
8$570.94$296.89$216.96$171.28
9$527.02$274.05$200.27$158.11
10$483.10$251.21$183.58$144.93
11$439.19$228.38$166.89$131.76
12$395.27$205.54$150.20$118.58
13$351.35$182.70$133.51$105.40
14$307.43$159.86$116.83$92.23
15$263.51$137.03$100.13$79.05
16$219.59$114.19$83.44$65.88
17$175.68$91.35$66.76$52.70
18$131.76$68.51$50.07$39.53
19$87.84$45.68$33.37$26.35
20$43.92$22.84$16.69$13.18

Worked example (hypothetical)

Take a made-up pensioner assessed at 62% with a spouse and two children. 62% sits in class 9 (58–62%). The single rate is $2,108.09. The spouse adds $527.02, making $2,635.11. The first child adds $274.05 and the second $200.27, so the total is $3,109.43 a month, or $37,313.16 over twelve months. The same person at 57% would fall to class 10 and the single rate would drop to $1,932.41. The calculator above does this sum for any percentage.

Class 21: assessments under 5%

Below 5% there is no monthly class. VAC’s rates page says assessments from 1% to 4% are paid as a lump sum, and the PDF prints the Class 21 amounts under Table A: 1% pays $1,134.42, 2% pays $2,268.77, 3% pays $3,403.20 and 4% pays $4,537.57. Each extra percentage point adds the same step of about $1,134, so Class 21 is a one-time payment, not a part-month pension.

Who is paid a disability pension, and who is paid PSC

VAC’s disability benefits page says a qualifying person receives either Pain and Suffering Compensation or a disability pension. The pension is provided for Canadian Armed Forces service in the Second World War or the Korean War. For other CAF service it is provided if the application for disability benefits was made before 1 April 2006. Otherwise the benefit on offer is Pain and Suffering Compensation, which has its own banded table: see the VAC Pain and Suffering Compensation table. The two regimes use different tables, so compare them only for scale: the top single pension above is $3,513.48 a month, while PSC tops out at $1,419.82 a month or $461,956.71 as a lump sum. A pensioner who needs daily care can also look at the Caregiver Recognition Benefit and the Additional Pain and Suffering Compensation grades.

How the table got to 2026

The same PDF shows the yearly supplement added on 1 January: 1.9% in 2020, 1.0% in 2021, 2.7% in 2022, 6.5% in 2023, 4.4% in 2024, 2.6% in 2025 and 2.0% in 2026. Multiplying those seven steps together gives about 23.0% over the period, which is simple arithmetic on the printed percentages rather than a VAC figure. If you are comparing against an older table, such as a 2025 PDF that still ranks in search, remember that every class amount was lower by that year’s step.

Survivors: Table B maximums

Table B of the same PDF covers dependants of a deceased pensioner. For classes 1 to 11 (48–100%) it prints maximum rates. A widow is paid $2,635.11 a month, a widow with one child $3,548.61 and with two children $4,216.18; the PDF says “widow” applies equally to a widower, and the dependent parent maximum is $1,756.74. The lower classes pay proportional amounts that are in the PDF and are not reproduced here.

What this page does not cover

It does not decide whether you qualify, how VAC combines several conditions into one percentage, or how a reassessment would change your class. It does not model Pain and Suffering Compensation, the attendance and exceptional incapacity allowances, treatment benefits or tax. A pensioner with children and no spouse is calculated by adding the child amounts to the single rate, because the PDF prints those amounts separately and has no combined row for that case; confirm that total with VAC. Table B survivors below class 12 are left to the PDF.

Sources

Frequently asked questions

What is the VAC disability pension for 100% in 2026?

A single pensioner assessed at 98% to 100% (class 1) receives $3,513.48 a month from 1 January 2026. A pensioner with a spouse receives $4,391.85, and each child adds more, according to Table A of the VAC rates PDF.

How does a percentage turn into a class?

Twenty classes cover bands of the assessed percentage: 98-100% is class 1, 93-97% is class 2, and so on down to class 20 for 5-7%. Everyone in a band is paid the same class rate, so 58% and 62% both pay the class 9 amount.

How much do a spouse and children add?

In class 9, for example, a spouse adds $527.02 a month, a first child $274.05, a second child $200.27 and each further child $158.11. The add-on for every class is in the second table on this page.

What happens if I am assessed at less than 5%?

VAC calls assessments of 1% to 4% Class 21 and pays them as a lump sum rather than a monthly pension: $1,134.42 at 1%, $2,268.77 at 2%, $3,403.20 at 3% and $4,537.57 at 4%.

Who gets a disability pension instead of Pain and Suffering Compensation?

VAC says a disability pension is provided for Second World War or Korean War service with the Canadian Armed Forces. For other CAF service it applies if the disability benefit application was made before 1 April 2006. Otherwise the benefit on offer is Pain and Suffering Compensation.

Is the disability pension taxable?

VAC describes a disability benefit as a tax-free financial payment. This page does not give tax advice, so confirm your own situation with VAC or the Canada Revenue Agency.

How often do the pension rates change?

VAC says the 2026 table includes a 2.0% supplement effective 1 January 2026, based on the Consumer Price Index under section 75 of the Pension Act. The table has been raised each 1 January since at least 2020, and VAC publishes a new PDF when that happens.

Is the percentage I enter stored or sent anywhere?

No. The calculator runs inside an isolated frame in your browser with no network access, and nothing you type is stored or logged.

Estimate from a published table

This page applies VAC’s published Table A to the percentage you enter. It does not assess a claim, combine several conditions into one percentage, or decide who qualifies. Rates change when VAC publishes a new table, so confirm your exact payment with Veterans Affairs Canada. Anything you type stays in your browser.

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