Canadian · Federal benefits
Canada Child Benefit calculator.
Your July 2026-June 2027 CCB, including the Child Disability Benefit — which uses its OWN separate income threshold and rate, not the same schedule as the regular benefit.
Up to $8,157/year per child under 6 and $6,883/year per child aged 6-17, tax-free. Full amount below $38,237 adjusted family net income (AFNI); reduced above that, and reduced again more steeply above $82,847. A child eligible for the Disability Tax Credit adds up to $3,480/year more.
Inputs
Estimated benefit
Enter your household details and press Calculate.
How the reduction actually works
Below $38,237 AFNI, you get the full amount for every child. Between $38,237 and $82,847, the benefit is reduced by a percentage of your income above $38,237 — the rate depends on how many children you have: 7% for one child, 13.5% for two, 19% for three, 23% for four or more. Above $82,847, the reduction switches to a fixed dollar amount PLUS a smaller percentage of income above $82,847 (for example, $3,123 plus 3.2% for one child) — because the fixed amount already captures everything owed from the first tier.
Why the Child Disability Benefit is calculated separately
The CDB isn't just added to the per-child amount and reduced on the same schedule. CRA calculates it independently: up to $3,480/year per DTC-eligible child, with NO reduction at all below $82,847 AFNI (that's the regular CCB's own upper threshold, not the lower one), and a reduction rate of 3.2% for one disabled child or 5.7% for two or more — regardless of how many non-disabled children are also in the family. This is a genuinely separate calculation from the regular CCB reduction table.
Sources, read 26 September 2026: CRA — Canada child benefit: how much you can get (July 2026-June 2027 amounts and rates), CRA — CCB calculation sheet (confirms the separate CDB threshold/rate structure).
Frequently asked questions
What counts as adjusted family net income (AFNI)?
Your net income (T1 line 23600) plus your spouse or common-law partner's, with a few CRA-specific adjustments for Universal Child Care Benefit and RDSP repayments. It's the same AFNI figure used for the GST/HST credit and the Canada Dental Care Plan.
Do I get less if I have shared custody?
Yes — in a shared-custody arrangement, each parent is generally paid 50% of the amount they would have received if the child lived with them full-time. This calculator estimates the full-custody amount; halve the result for a 50/50 shared-custody estimate.
Is CCB the same as a provincial child benefit?
No. Several provinces (Ontario, Alberta, BC and others) pay their own child benefit alongside the federal CCB, combined into a single monthly deposit but calculated on separate provincial rules. This tool estimates the federal CCB and CDB only.
Is the CCB taxable?
No — unlike its predecessor the Universal Child Care Benefit, the CCB and the Child Disability Benefit are both tax-free.
Estimate only
This models the federal CCB and CDB reduction formulas as published by CRA for the July 2026-June 2027 benefit year. It does not model shared-custody splitting, provincial/territorial child benefit top-ups, or benefit recalculation mid-year after a reassessment. Confirm your exact entitlement through your CRA My Account.