Canadian · Ontario benefits
Ontario Trillium Benefit calculator.
Estimate the three credits bundled into the Ontario Trillium Benefit — OEPTC, NOEC and OSTC — for the July 2026-June 2027 benefit year, using the steps on CRA's own calculation sheets.
The most you can get per credit: OEPTC $1,307 ($1,488 for seniors), NOEC $189 single or $290 family, and OSTC $378 for each adult and child. Each phases out with adjusted family net income (AFNI).
Inputs
Estimated Ontario Trillium Benefit
Enter your details and press Calculate.
What is in the Ontario Trillium Benefit
The Ontario Trillium Benefit (OTB) combines three credits into one payment: the Ontario Energy and Property Tax Credit (OEPTC), the Northern Ontario Energy Credit (NOEC) and the Ontario Sales Tax Credit (OSTC). You claim them by filing your tax return and completing Form ON-BEN. Payments start July 10, 2026 and are usually monthly; if your total is $500 or less it is paid in one payment, and if you chose to wait, a lump sum is issued June 10, 2027.
How each credit is worked out
OEPTC. Occupancy cost is 20% of rent plus property tax. The energy component is capped at $290. The property tax component is 10% of occupancy cost (capped at $944, or $581 for seniors) plus a fixed $73 ($617 for seniors), never more than the occupancy cost. The credit is then reduced by 2% of AFNI over your threshold.
NOEC. Up to $189 for a single person, $290 for couples and single parents, reduced by 1% of AFNI over $50,833 (single) or $65,356 (family).
OSTC. $378 for you, $378 for a spouse or partner and $378 per dependent child, reduced by 4% of AFNI over $29,047 (single, no children) or $36,309 (couples and parents). The seniors' threshold of $37,273 applies to a senior with a spouse or dependant.
| Income threshold (AFNI) | Non-senior | Senior (64+) |
|---|---|---|
| OEPTC — single, no children | $29,047 | $36,309 |
| OEPTC — couple or single parent | $36,309 | $43,571 |
| NOEC — single, no children | $50,833 | |
| NOEC — couple or single parent | $65,356 | |
| OSTC — single, no children | $29,047 | |
| OSTC — couple or with children | $36,309 | $37,273 |
Sources, read 29 September 2026: Ontario — Ontario Trillium Benefit, CRA — OEPTC calculation sheets, CRA — NOEC calculation sheets, CRA — Ontario programs (OSTC), CRA — OSTC seniors' income threshold.
Frequently asked questions
Do I need to apply for the Ontario Trillium Benefit?
You apply for the OEPTC and NOEC by completing Form ON-BEN with your tax return. The OSTC is automatic once you file. You must file a return every year.
Who applies if I am married or common-law?
Either spouse can apply for both. If only one of you is 64 or older on December 31, 2025, that spouse must apply for both, per CRA.
What is the smallest payment?
If your total is $2 or less, nothing is paid. From $2.01 to $10, you receive one $10 payment.
Estimate only — not legal or tax advice
This tool follows CRA's 2026 calculation sheets for the July 2026-June 2027 benefit year. It does not model the Ontario Senior Homeowners' Property Tax Grant adjustment (step 5 of the seniors' OEPTC sheet), shared-custody sheets, or mid-year changes in family status. Confirm your exact entitlement with CRA.