Investment · TFSA
TFSA per paycheque calculator.
Divide the room you want to use over the pay periods left this year.
To use the full 2026 limit of $7,000 from a fresh year: about $134.61 a week, $269.23 every two weeks, $291.66 twice a month or $583.33 a month.
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Result
Enter your numbers.
TFSA contribution by pay frequency (2026 limit)
| Paid | Periods | Each payment |
|---|---|---|
| Weekly | 52 | $134.61 |
| Every two weeks | 26 | $269.23 |
| Twice a month | 24 | $291.66 |
| Monthly | 12 | $583.33 |
Starting mid-year? Enter the pay periods left and the same room, and each payment rises. Your available room is the TFSA limit plus unused room from earlier years plus last year’s withdrawals, minus contributions already made this year (CRA).
2027: as of 18 October 2026 the CRA limits table lists no 2027 TFSA dollar limit (the cell is blank, although the 2027 RRSP limit is shown). This page uses 2026 figures and will be updated once the CRA publishes the 2027 limit.
Compare spreading it out with one January deposit in the lump sum vs monthly calculator.
Frequently asked questions
How much should I put in my TFSA each paycheque?
Divide the room you want to use by the pay periods left. For the $7,000 2026 limit that is $269.23 every two weeks over a full year of 26 pay periods.
Does contributing every paycheque stop me going over my limit?
Only if your total stays within your available room. All your TFSAs share one room, so count deposits across every account.
Can I start in the middle of the year?
Yes. The 2026 limit is added on 1 January, so you can fill it any time before 31 December. Enter the pay periods left to see the bigger payments.
What if I have more than $7,000 of room?
Enter your own available room from your CRA account. Unused room from earlier years carries forward.
Sources
Checked
- CRA: MP, DB, RRSP, DPSP, ALDA, TFSA limits, YMPE and the YAMPE (TFSA dollar limit by year; the 2027 TFSA cell is not listed)
- CRA: Calculate your TFSA contribution room
- CRA: How to contribute to a TFSA (gifting a spouse money; room applies across all your TFSAs)
Runs entirely in your browser. Nothing you type is sent or stored. This is an independent guide, not the CRA; confirm your own room in your CRA account or your institution's records.
Not advice
Even splits only. Check your available room in your CRA account and your institution’s records before contributing. Not financial or tax advice.