United States · SNAP · FY 2027
SNAP benefits calculator.
Enter household size, income and housing costs to see whether you pass the federal income tests and what the monthly food stamp benefit would be.
For October 2026 through September 2027, the most a family of four in the 48 states and D.C. can get is $1,023 a month, and a single person $306. Your benefit is that maximum minus 30% of your net income.
Your inputs
Estimate
How the SNAP calculation works
1. Gross income test. Households without an elderly (60+) or disabled member must have gross monthly income at or below 130% of the poverty level, for example $1,729 for one person and $3,575 for four in the 48 states and D.C.
2. Net income. Start from gross income, then subtract 20% of earned income, the standard deduction ($217 for 1 to 3 people, $229 for four, $268 for five, $308 for six or more), dependent care, medical costs over $35 a month for elderly or disabled members, and the excess shelter deduction. Excess shelter is housing and utility costs above half of the income left after the other deductions, capped at $769 unless someone is 60+ or disabled.
3. Net income test. Net income must be at or below 100% of poverty, $1,330 for one person and $2,750 for four.
4. Benefit. Maximum allotment minus 30% of net income, rounding that 30% up to the next dollar. One- and two-person households that qualify get at least the minimum benefit, $25 in the 48 states and D.C.
Worked example
Three people in the 48 states earn $1,800 a month and pay $1,000 for rent and utilities. Earned income deduction $360, standard deduction $217, leaving $1,223. Half is $611.50, so excess shelter is $388.50 and net income is $834.50. Thirty percent is $250.35, rounded up to $251, and the maximum for three is $808, so the benefit is $557 a month. The form is preloaded with this example.
Resources
The federal resource limit is $3,000, or $4,750 if the household has a member 60 or older or disabled. Most states have adopted broad-based categorical eligibility, which can change the resource limit.
Not modelled: state utility allowances, child support and other income exclusions, immigrant eligibility, student and work-requirement rules, prorated first months, and state broad-based categorical eligibility, which most states have adopted and which can change the income and resource limits that apply to you. Your state agency makes the real decision.
Sources, retrieved October 2026: USDA Food and Nutrition Administration, SNAP Fiscal Year 2027 Cost-of-Living Adjustments (memo dated August 21, 2026), 7 CFR 273.9, income and deductions, 7 CFR 273.10, benefit levels, 7 U.S.C. 2017 and USDA SNAP eligibility.
Frequently asked questions
How much SNAP will I get in 2026-2027?
It depends on household size, net income and housing costs. The cap is $306 for one person, $562 for two, $808 for three and $1,023 for four in the 48 states and D.C., reduced by 30% of your net income.
What is the SNAP income limit for a family of four?
In the 48 states and D.C. the gross limit is $3,575 a month (130% of poverty) and the net limit is $2,750 (100%) for FY2027. Households with an elderly or disabled member only need to pass the net test.
When do the new SNAP amounts start?
The USDA cost-of-living adjustments took effect October 1, 2026 and run through September 30, 2027.
Why does the calculator ask for shelter and utility costs?
Housing costs above half of your adjusted income reduce your countable income, which can raise your benefit. Your state may use a standard utility allowance in place of your actual bills.
Is this the official SNAP calculation?
It uses the same federal formula and the published FY2027 figures, but only your state agency can decide eligibility. Apply through your state SNAP office.
Estimate, not an eligibility decision
This page applies published USDA figures in your browser and sends nothing anywhere. It is educational and does not replace an application with your state SNAP agency, which makes the actual determination.