Singapore · Income tax
Singapore income tax calculator.
Enter your 2025 salary and bonus to estimate tax for Year of Assessment 2026 as a tax resident: reliefs, the $80,000 relief cap, IRAS rates and any rebate.
Resident rates run from 0% on the first S$20,000 to 24% above S$1,000,000. A tax resident aged 30 earning S$5,000 a month plus a S$10,000 bonus (S$70,000) has about S$1,600.00 tax after Earned Income Relief and an estimated S$14,000.00 of CPF Relief.
Inputs
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Result
Fill the form and press Calculate tax.
Worked example
Age 30, S$5,000 a month and a S$10,000 bonus: employment income S$70,000.00. Earned Income Relief S$1,000.00. CPF Relief estimate S$14,000.00 (20% of S$5,000 × 12, plus 20% of the bonus). Chargeable income S$55,000.00. Tax: first S$40,000 = S$550, then 7% on the next S$15,000.00 = S$1,600.00.
Resident rates (YA 2024 onwards)
| Chargeable income | Rate | Cumulative tax at top of band |
|---|---|---|
| First S$20,000 | 0% | S$0 |
| Next S$10,000 | 2% | S$200 |
| Next S$10,000 | 3.5000000000000004% | S$550 |
| Next S$40,000 | 7.000000000000001% | S$3,350 |
| Next S$40,000 | 11.5% | S$7,950 |
| Next S$40,000 | 15% | S$13,950 |
| Next S$40,000 | 18% | S$21,150 |
| Next S$40,000 | 19% | S$28,750 |
| Next S$40,000 | 19.5% | S$36,550 |
| Next S$40,000 | 20% | S$44,550 |
| Next S$180,000 | 22% | S$84,150 |
| Next S$500,000 | 23% | S$199,150 |
| Above S$1,000,000 | 24% | — |
Reliefs used
Earned Income Relief (YA 2026): S$1,000 under 55, S$6,000 at 55 to 59, S$8,000 at 60 and above; S$4,000, S$10,000 and S$12,000 with a qualifying disability; never more than your earned income. CPF Relief is capped at your compulsory employee CPF contributions on wages within the Ordinary Wage ceiling (S$7,400 a month in 2025) and the Additional Wage ceiling (S$102,000 less ordinary wages subject to CPF). All reliefs together are capped at S$80,000.
The CPF estimate assumes age 55 and below and the same salary all year; for anything else, enter your actual employee CPF from your payslips. Not modelled: non-residents (different rates), foreign income, rental or trade income, tax already withheld, and the many other reliefs, which you enter as one total. IRAS publishes its own YA 2026 calculator; use it to confirm. Rates apply from YA 2024 onwards but the reliefs and ceilings here are those published for YA 2026.
Sources
Figures were read from these official pages in October 2026 (retrieved 15 October 2026). This tool is an independent estimate: it does not query any government system, is not affiliated with any tax authority, and does not verify anything with one. For a figure you will rely on, use the authority’s own calculator or tables.
- IRAS: individual income tax rates (resident, YA 2024 onwards)
- IRAS: Earned Income Relief
- IRAS: CPF Relief for employees
- IRAS: tax reliefs ($80,000 overall relief cap)
- IRAS: tax reliefs, rebates and deductions (personal income tax rebates are granted automatically for the relevant years)
- CPF Board: Ordinary Wage ceiling
FAQ
What are Singapore resident income tax rates?
Progressive from 0% on the first S$20,000 up to 24% on chargeable income above S$1,000,000, for YA 2024 onwards.
What is the Earned Income Relief?
S$1,000 if under 55, S$6,000 for 55 to 59 and S$8,000 for 60 and above for YA 2026, higher with a qualifying disability, capped at your earned income.
How does CPF Relief work?
You get relief for your compulsory employee CPF contributions on wages up to the Ordinary and Additional Wage ceilings. The total of all reliefs cannot exceed S$80,000.
Does this apply to non-residents?
No. Non-residents are taxed differently. This tool covers tax residents only.