Tax · Toronto, Calgary, Edmonton
Municipal property tax.
Assessed value times the residential rate the city actually published for 2026, with the city and education shares shown separately.
A property tax estimator for three cities whose 2026 residential rates are published on their own websites. Annual tax is the assessed value multiplied by the total residential rate.
Use the assessment on your notice, not the market price. Toronto uses the MPAC current value assessment; Calgary and Edmonton use their own assessed values.
Inputs
Estimated annual tax
Fill the form and press Estimate.
The rates used
All rates are the 2026 residential rates, read from each city’s own site on 29 September 2026:
- Toronto: 0.767311% total — city 0.605295%, education 0.153000%, City Building Fund 0.009016% (toronto.ca).
- Calgary: 0.66499% total — city 0.38906%, provincial 0.27593% (calgary.ca).
- Edmonton: 1.03637% total — municipal 0.77419%, education 0.25409%, education requisition allowance 0.00809%, from 2026 Bylaw 21442 (edmonton.ca).
Vancouver and Ottawa are not included because their official rate pages could not be verified when this tool was built. Showing a figure we could not confirm would be worse than showing none.
Worked example: a $750,000 assessment in three cities
Annual tax is the assessed value multiplied by the total residential rate. For a $750,000 assessment the 2026 estimate is $5,754.83 in Toronto (0.767311%), $4,987.43 in Calgary (0.66499%) and $7,772.78 in Edmonton (1.03637%). Each is the assessment times the rate, so the Toronto figure is 750,000 × 0.00767311 = $5,754.83.
| City | Total rate | Annual tax | Per month |
|---|---|---|---|
| Toronto | 0.76731% | $5,754.83 | $479.57 |
| Calgary | 0.66499% | $4,987.43 | $415.62 |
| Edmonton | 1.03637% | $7,772.78 | $647.73 |
- Toronto’s bill splits three ways: city $4,539.71, education $1,147.50 and the City Building Fund $67.62, which add to $5,754.83.
- The tax scales with the assessment: at a $500,000 assessment the Toronto figure is $3,836.56, about two-thirds as much.
- Compare like with like. The same dollar assessment is not the same house in different cities; each city uses its own assessed values.
Next steps: see the one-time cost of buying with the Ontario land transfer tax calculator, work out what you can carry with the affordability calculator, or compare owning with renting in the rent vs buy calculator.
How this is calculated
- Annual tax = assessed value × total residential rate, where the total rate is the sum of the city rate, the education rate and any levy the city publishes.
- Monthly figure = annual tax ÷ 12.
The Toronto rates (0.605295% city, 0.153000% education and 0.009016% City Building Fund, 0.767311% in total) are on the City of Toronto’s property tax rates page, and Calgary’s 2026 total of 0.66499% (city 0.38906%, provincial 0.27593%) is on the City of Calgary’s current rates page (both checked 1 October 2026). The Edmonton rate is recorded on this page from the City of Edmonton’s published historical tax rates table. Use the value on your assessment notice, not the market price. The estimate covers the standard residential rate only and leaves out local improvement charges, utility fees, other assessment classes, credits and deferrals.
An estimate, not a tax bill. Your city’s tax notice governs.
Frequently asked questions
How is residential property tax calculated?
Property tax is the assessed value of the property multiplied by the municipality’s total tax rate for its property class. Your assessment notice shows the value; the city publishes the rates each year.
Is the assessed value the same as the market value?
No. The estimator asks for the value on your assessment notice. Toronto uses the MPAC current value assessment, and Calgary and Edmonton use their own assessed values, so each can differ from what the home would sell for.
What is in a Toronto property tax bill?
Three residential rates: the city rate (0.605295%), the education rate (0.153000%) and the City Building Fund (0.009016%), for a total of 0.767311%. On $750,000 that is $4,539.71, $1,147.50 and $67.62.
Why are the three cities so different?
Each city sets its own rate to raise the revenue it needs from its own assessment base, and the education portion is set by the province, so the totals differ. On the same $750,000 the estimates range from $4,987.43 in Calgary to $7,772.78 in Edmonton.
What does the estimate leave out?
Local improvement charges, utility fees, other assessment classes such as Edmonton’s other-residential rate, credits and deferrals. Your final bill depends on your assessment and the city’s tax notice.
Disclaimer
Uses the standard residential rate only. It excludes local improvement charges, utility fees, other assessment classes (such as Edmonton’s other-residential rate), and any credits or deferrals. Your final bill depends on your assessment. This is an estimate only; your city’s tax notice governs.