Tax · Line 31285
Home Accessibility Tax Credit calculator.
A qualifying homeowner — 65+ or disability-tax-credit eligible — can claim up to $20,000 a year in accessibility and safety renovations. See your real federal credit.
For 2025 (the current CRA-published figure): the annual cap is $20,000 in eligible expenses per qualifying individual, credited at the 14% lowest federal rate — a maximum federal credit of $2,800.
Verify current-year amounts at canada.ca before filing — CRA had not yet posted its 2026 line-31285 page at the time this was built.
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Who qualifies (line 31285)
You can claim home accessibility expenses if you're a qualifying individual — either eligible for the Disability Tax Credit at any time in the year, or 65 years of age or older at the end of the year — or an eligible individual claiming on their behalf (a spouse/common-law partner, or a supporting relation who has claimed, or could claim, the amount for an eligible dependant or the Canada caregiver amount for that qualifying individual).
The renovation must be a qualifying renovation to an eligible dwelling: work that's of an enduring nature and integral to the home, that either allows the qualifying individual to gain access to, be mobile or functional within, or reduces their risk of harm within the dwelling. Cosmetic work, or renovations mainly intended to increase the home's value, don't qualify.
How much it's worth
For the 2025 tax year (the most recent figure CRA has published at the time of writing): a qualifying individual can claim up to $20,000 per year in eligible expenses. When more than one qualifying individual shares the same eligible dwelling, that $20,000 is a shared cap for the dwelling, not $20,000 each. The claim is credited at the federal lowest bracket rate, 14% for 2026 — the same "appropriate percentage" this site's other line-118-style credits use — for a maximum federal credit of $2,800. HATC has no separate Ontario or other provincial equivalent; it's federal-only.
This $20,000 cap has held since 2022 (up from $10,000 in 2015-2021), so it's a reasonable planning figure for 2026 — but CRA had not yet published its own 2026 line-31285 page when this tool was built. Verify current-year amounts at canada.ca before filing.
Sources, verified 29 September 2026: CRA — Line 31285: Home accessibility expenses.
Frequently asked questions
Can I claim HATC and the Disability Tax Credit in the same year?
Yes — being DTC-eligible is one of the two ways to become a HATC qualifying individual in the first place. They're separate credits claimed on separate lines.
Does doing the renovation work myself still count?
Yes, for materials, fixtures, equipment rentals, permits and building plans — but not for the value of your own labour or tools you already owned.
What if two qualifying individuals live in the same home?
The $20,000 annual limit is shared across the dwelling, not doubled. The claim can be split between the qualifying individual(s) and any eligible individuals claiming for them; if they can't agree on the split, CRA decides.
Is HATC refundable?
No. It's a non-refundable credit — it reduces tax payable but doesn't generate a refund beyond what you already owe.
Estimate only
Uses the most recently CRA-confirmed cap and rate. Does not model provincial renovation credits some provinces run separately, or interaction with the Multigenerational Home Renovation Tax Credit for the same expenses (you generally can't claim both for the same costs). Confirm your exact entitlement with CRA or a tax professional.