Mortgage Calculators
Free Canadian mortgage calculators including payment, affordability, amortization, refinance, and more.
Mortgage Payment
Calculate monthly mortgage payments
Affordability Calculator
How much home can you afford
Amortization Calculator
Full payment schedule breakdown
Refinance Calculator
Compare refinancing options
Prepayment Calculator
Extra payment savings analysis
Closing Costs
Estimate closing expenses
Land Transfer Tax
Ontario LTT plus Toronto's municipal tax
BC Property Transfer Tax
PTT, exemptions and the foreign buyer tax
Quebec Transfer Duties
The welcome tax, and Montreal's higher bands
Mortgage Stress Test
Qualify at your rate + 2% or 5.25%
Alberta Land Transfer Fee
No transfer tax — Land Titles levies
Manitoba Land Transfer Tax
Brackets to 2%, no first-time buyer rebate
Saskatchewan Land Transfer Fee
The ISC title fee, now 0.4% not 0.3%
Nova Scotia Deed Transfer Tax
Set municipally, plus the non-resident tax
NB Property Transfer Tax
1% of the greater of price or assessment
PEI Property Transfer Tax
1%, with a first-time buyer exemption
Newfoundland Registration Fee
A deeds registration fee, not a tax
Rent vs Buy
Should you rent or buy?
HELOC Calculator
Home equity line of credit