U.S. payroll · take home pay by state · 2026
Paycheck calculator by state.
Enter one salary and see take-home pay in nine states side by side, after federal withholding, FICA and each state’s own taxes and payroll premiums. Everything runs in your browser.
Your salary
Take-home pay by state (2026)
Take-home pay on $75,000 by state
Single filer, paid every two weeks, no pre-tax deductions, one California allowance or New York exemption.
| State | Take-home / year |
|---|---|
| Texas | $61,592 |
| Florida | $61,592 |
| California | $57,565 |
| New York | $57,806 |
| Pennsylvania | $59,237 |
| Washington | $60,552 |
| Nevada | $61,592 |
| Tennessee | $61,592 |
| South Dakota | $61,592 |
How it is calculated
Federal withholding is IRS Publication 15-T (2026) Worksheet 1A for a Form W-4 from 2020 or later: annualise taxable wages, subtract the $8,600 standard amount ($12,900 if married filing jointly), apply the annual percentage-method table, and divide by pay periods. Social Security is 6.2% up to the 2026 wage base of $184,500, Medicare is 1.45% with no limit, and Additional Medicare Tax is 0.9% beyond $200,000 in the year (IRS Publication 15, 2026). State items follow each state’s own page: California (EDD DE 44 Method B plus 1.3% SDI), New York (NYS-50-T-NYS Method II, 0.432% Paid Family Leave and SDI), Pennsylvania (flat 3.07% plus 0.07% unemployment), Washington (WA Cares 0.58% and Paid Family and Medical Leave), and no state tax for Texas, Florida, Nevada, Tennessee and South Dakota. Local taxes are not included.
Sources and as-of dates
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Publication 15 (2026), Employer’s Tax Guide
- Texas: Texas Comptroller of Public Accounts: “Texas has no state income tax”
- Florida: Florida Department of Revenue: “The State of Florida does not have a personal income tax”
- California: California EDD DE 44, California Employer’s Guide (Rev. 52, 4-26): Method B tables and 2026 SDI rate
- New York: NY Tax Department NYS-50-T-NYS (1/26): Withholding Tax Tables and Methods, Method II; NY Department of Financial Services: 2026 Paid Family Leave rate decision; NY Workers’ Compensation Board: employee disability benefits (SDI contribution of one half of one percent, up to 60 cents a week)
- Pennsylvania: Pennsylvania Department of Revenue: Employer Withholding (flat 3.07%); PA Personal Income Tax Guide DSM-12 (12-2023): Income Subject to Tax Withholding; PA Department of Labor & Industry: UC tax yearly highlights (employee withholding 0.07% of gross wages, no cap; page retrieved October 2026)
- Washington: Washington Department of Revenue: Income tax (“does not currently have an individual income tax”); Washington Paid Leave: Estimate your Paid Leave payments (1.13% premium, 71.43% employee share, WA Cares 0.58%)
- Nevada: Nevada Department of Taxation: Income Tax in Nevada
- Tennessee: Tennessee Department of Revenue: Hall Income Tax (repealed for periods beginning 2021); Tennessee Department of Revenue: Hall Income Tax Manual (August 2022), “does not apply to salaries, wages, and commissions”
- South Dakota: South Dakota Department of Revenue: Taxes (“one of seven states that does not impose a state income tax”)
- Figures retrieved October 2026. This tool covers 2026 only.
FAQ
Which states have no income tax on paychecks?
Of the states on this page, Texas, Florida, Nevada, Tennessee, South Dakota and Washington do not tax wages at the state level according to their state revenue agencies. Washington still has employee-paid WA Cares and Paid Family and Medical Leave premiums, which this tool includes. Each state page cites its source.
How is the comparison worked out?
It runs the same engine as each state page: IRS Publication 15-T (2026) percentage-method federal withholding for a single filer, Social Security and Medicare, and the state rules on that state’s page. Pay is split into equal pay periods and no pre-tax deductions are assumed.
Why does my real paycheck differ from this estimate?
Employers may use the wage bracket method, round differently, apply your exact Form W-4 and state withholding certificate, and withhold local, benefit and other amounts this tool does not model. Treat the result as an estimate, not tax advice.
Where is my state?
This first batch covers nine states: Texas, Florida, California, New York, Pennsylvania, Washington, Nevada, Tennessee and South Dakota. For any other state, use the U.S. paycheck calculator and enter your state’s flat withholding percentage.