Ireland · Payroll 2026
Ireland take-home pay calculator.
Enter your gross salary to estimate income tax, USC, PRSI and what lands in your account each year, month and week.
Rates for the 2026 tax year checked against Revenue and the Department of Social Protection on 15 October 2026. Employee PRSI changed to 4.35% on 1 October 2026. Budget 2027 changes apply to later tax years and are not modelled. A planning estimate, not tax advice.
Your details
Estimate
Enter your figures to see the estimate.
Worked example: €50,000 single
- Income tax: 20% of the first €44,000 is €8,800 and 40% of the remaining €6,000 is €2,400, so €11,200 before credits.
- Credits: €2,000 personal plus €2,000 Employee Tax Credit leaves €7,200 of income tax.
- USC: €1,032.82 (0.5% of €12,012, 2% of the next €16,688 and 3% of the rest, the same figure as Revenue’s own €50,000 example).
- PRSI at 4.35%: €2,175.00.
- Take-home: €39,592.18 a year, or €3,299.35 a month. At €70,000 it is €50,122.18.
Rates and assumptions
Rates used (tax year 2026): income tax 20% up to the standard rate band (€44,000 single, €53,000 married with one income) and 40% above; personal tax credit €2,000 single or €4,000 married; Employee Tax Credit up to €2,000 (capped at 20% of PAYE income below €10,000); USC exempt at €13,000 or less, otherwise 0.5% on €12,012, 2% on the next €16,688, 3% on the next €41,344 and 8% on the balance; employee Class A PRSI 4.2% to 30 September 2026 and 4.35% from 1 October 2026, nothing at €352 a week or less, with a tapering credit up to €424 a week. Pension contributions reduce income tax only.
Not modelled: tax credits other than the personal and Employee Tax Credit (for example rent, home carer or medical credits), two-income married couples (their bands can be shared), the single parent child carer band, Budget 2027 changes that apply to later tax years, benefit in kind, share schemes, and the exact week-by-week treatment of pay periods in payroll. Pay is treated as a flat 52 weeks.
Official sources
Retrieved October 2026
- Revenue: tax rates, bands and credits
- Revenue: Employee Tax Credit
- Revenue: standard rates and thresholds of USC
- Revenue: calculating your USC
- Department of Social Protection: 2026 PRSI Contribution Rates and User Guide (PDF)
- Department of Social Protection (gov.ie): PRSI Class A rates
- Revenue: tax relief on pension contributions
This is an independent estimate. It does not connect to Revenue and nothing you type leaves your browser.
Frequently asked questions
How much tax do I pay on €50,000 in Ireland?
A single person on €50,000 pays about €7,200.00 income tax, €1,032.82 USC and €2,175.00 PRSI at the 4.35% rate in force from 1 October 2026, leaving about €39,592.18 a year.
Did PRSI change in 2026?
Yes. Employee Class A PRSI is 4.2% until 30 September 2026 and 4.35% from 1 October 2026, according to the Department of Social Protection. Use the rate basis menu to see either rate or a blended full year.
At what income does USC start?
USC is not charged if your total income is €13,000 or less in 2026. Above that, USC applies to your full income.
Do pension contributions reduce USC or PRSI?
No. Revenue says there is no relief from USC for employee pension contributions, and PRSI is also charged on the gross amount. The calculator reduces taxable income for income tax only.
Related tools
Estimate only
Not tax or financial advice. Your payslip and Revenue myAccount are authoritative.