United States · Texas · Unemployment insurance · July 2026 table

Texas maximum weekly unemployment benefit.

The $605 ceiling and $75 floor, the one twenty-fifth formula, the 27 percent cap on total benefits and the qualifying test, from the U.S. Department of Labor table of state provisions effective July 2026.

Short answer: The maximum weekly unemployment benefit in Texas is $605 and the minimum is $75, in the U.S. Department of Labor table of significant provisions of state unemployment insurance laws effective July 2026. The weekly benefit amount is one twenty-fifth of your wages in the highest-paid quarter of the base period, capped at 47.6% of the state average weekly wage in covered employment (recalculated annually). To qualify you need base period wages of at least 37 times your weekly benefit amount, in at least two quarters. The maximum total benefit is the lesser of 27% of base period wages or 26 times the weekly amount, which works out to 10 to 26 weeks.

Source: U.S. Department of Labor, Significant Provisions of State UI Laws, July 2026Retrieved November 11, 2026Last updated November 11, 2026Unofficial guide

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Your Texas base period wages

The base period is the first four of the last five completed calendar quarters before your claim.
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Texas in the July 2026 DOL table

ProvisionTexas, effective July 2026
Weekly benefit amount1/25 of high-quarter wages, capped at 47.6% of the state average weekly wage in covered employment, calculated annually
Minimum weekly benefit$75
Maximum weekly benefit$605
Wages needed to qualify37 x WBA; wages in at least 2 quarters
Maximum benefit amountLesser of 27% of base period wages or 26 x WBA
Benefit weeks payable10 to 26
Earnings disregarded while claimingGreater of $5 or 1/4 WBA
Taxable wage base (employer side)$9,000

The DOL publishes this comparison each January and July and says it is informational rather than an official interpretation; the Texas Workforce Commission (TWC) is the agency that decides claims. The TWC benefit page could not be read on the build day (it refused automated requests), so every figure here is from the DOL table and should be confirmed against TWC when you file.

How the weekly amount is worked out

Texas uses a single quarter. Take the base period quarter in which you earned the most and divide by 25. Wages of $12,500 in that quarter give $500 a week; $15,125 gives $605, the ceiling; anything above that quarter total still pays $605. At the bottom, a high quarter under $1,875 would compute to less than $75 and is raised to the $75 minimum, provided you qualify at all. The ceiling is set as 47.6% of the state average weekly wage and is recalculated every year, which is why the maximum moves and why the DOL stamps its table with an effective month.

How long it lasts

Your total entitlement, the maximum benefit amount, is the lesser of 27% of your total base period wages or 26 times your weekly benefit amount. Someone whose wages were concentrated in one quarter hits the 27% limit first and gets fewer weeks; someone with steady wages across the base period gets the full 26 weeks. The table's 10 to 26 week range is the result of that formula, not a separate rule. Regular benefits only: the DOL note says the table excludes extended benefits paid in high-unemployment periods.

Worked example

High quarter $12,500, base period total $40,000, wages in three quarters: WBA = $12,500 / 25 = $500. Qualifying wages needed: 37 x $500 = $18,500, which $40,000 clears. Maximum benefit amount: 27% of $40,000 = $10,800, versus 26 x $500 = $13,000; the lesser is $10,800, so about 21.6 weeks at $500. Second case, high quarter $20,000 and base period $60,000: $20,000 / 25 = $800, held to $605; 27% of $60,000 = $16,200 versus 26 x $605 = $15,730; the lesser is $15,730, the full 26 weeks. While claiming, Texas disregards the greater of $5 or one-quarter of the weekly amount in part-time earnings: $151.25 a week at the $605 maximum.

Method

WBA = high-quarter wages / 25, rounded to the nearest dollar (DERIVED rounding; TWC applies its own), then held between the $75 minimum and $605 maximum. With base period wages entered, the maximum benefit amount is the lesser of 27% of those wages or 26 x WBA, the weeks shown are that amount divided by the WBA, and the qualifying test is base period wages of at least 37 x WBA with wages in two quarters. Figures read on November 11, 2026 from the DOL Significant Provisions table effective July 2026. The tool does not check separation reasons, work search or other eligibility rules.

What this does not cover

Figures read from the sources below on November 11, 2026. Last updated November 11, 2026.

Sources

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Common mix-ups

  1. U.S. Department of Labor: Significant Provisions of State Unemployment Insurance Laws, effective July 2026

Checked against these sources on .

Frequently asked questions

What is the maximum unemployment benefit in Texas in 2026?

$605 a week, in the DOL table of state provisions effective July 2026. The minimum is $75.

How is the Texas weekly benefit amount calculated?

One twenty-fifth of the wages in your highest-paid base period quarter, capped at 47.6% of the state average weekly wage. $12,500 in the high quarter gives $500 a week.

How much do I need to have earned to qualify in Texas?

Base period wages of at least 37 times your weekly benefit amount, with wages in at least two quarters.

How many weeks of unemployment can I get in Texas?

10 to 26 weeks. The total is the lesser of 27% of your base period wages or 26 times your weekly amount.

Can I earn money while on Texas unemployment?

The DOL table shows Texas disregards the greater of $5 or one-quarter of your weekly benefit amount in earnings; above that, benefits are reduced.

Is this the official TWC figure?

It is the U.S. Department of Labor's compilation of Texas law, which the DOL calls informational. Confirm with the Texas Workforce Commission when you file.

Are Texas unemployment benefits taxable?

Federal income tax applies to unemployment compensation; see the linked page on Form 1099-G.

Not legal or financial advice

This page is general information from an unofficial guide, not legal or financial advice, and it is not affiliated with any state workforce agency or the U.S. Department of Labor. Only the state agency decides eligibility and the amount. Nothing you type is sent anywhere. It runs in your browser.