Pennsylvania open enrollment 2027: Jan 15 deadline.

Pennsylvania 2027 enrollment dates

Pennie says the Open Enrollment Period begins November 1 and ends January 15. The page read for this guide does not state the cutoff dates for January 1 or February 1 coverage, so this guide does not infer them: check Pennie for the date that applies to your start month. Pennie also says that starting January 1, 2027 some Medicaid recipients must meet work and community engagement requirements and have eligibility rechecked every six months, and that anyone who loses Medicaid mid-year due to an income increase can enroll in Pennie coverage outside of Open Enrollment.

How to use the dates

Pick your plan well before the final day, and confirm the start date shown at checkout on Pennie. The checker above applies only the cutoffs Pennie published; where a cutoff is not published it tells you to confirm rather than guessing.

Worked example

The page read for this guide does not give a January 1 cutoff, so the checker returns a prompt to confirm with Pennie rather than a date.

Limits of this guide

It reports published dates only. It does not check your eligibility, premiums or tax credits, and exchanges can change dates. See the ACA subsidy cliff calculator for income effects and the health plan comparison calculator to compare plan costs.

Other state exchanges compared

n/s = not stated on the page read. HealthCare.gov, used by states without their own exchange, shows "Enroll by Dec 15 for Jan 1 coverage".

Frequently asked questions

What are the Pennie 2027 open enrollment dates?

Pennie says the Open Enrollment Period begins November 1 and ends January 15. The coverage-start cutoffs are not stated on the page read for this guide, so confirm them with Pennie.

Is Pennie the same as HealthCare.gov?

No. Pennsylvania runs its own state-based exchange, so its dates can differ from HealthCare.gov, which currently shows "Enroll by Dec 15 for Jan 1 coverage" (read 2026-11-01).

What if I miss the Pennsylvania deadline?

After Jan 15, 2027 you generally need a qualifying life event and a special enrollment period to buy a marketplace plan. Medicaid is handled separately and may be available at other times if you qualify.

Do the dates on this page change?

Exchanges can extend or correct deadlines. This page reflects what Pennie published as of November 1, 2026; check the exchange link before you rely on a date.

Sources

• Pennie, What’s New — Open Enrollment Period which begins November 1 and ends on January 15; Medicaid changes starting January 1, 2027 (read 2026-11-01)
• HealthCare.gov — "Enroll by Dec 15 for Jan 1 coverage" (read 2026-11-01)