United States · New York · SNAP FY2027
New York SNAP income limit 2027.
New York's SNAP gross income limit by household size, the maximum benefit and the rule that sets the limit, from the USDA's FY2027 tables and its BBCE chart.
Short answer: New York lists 200% of poverty with dependent care costs ($5,500 a month for 4) and 150% with earned income ($4,125). The maximum monthly benefit for 4 is $1,023. Figures are for FY2027, effective October 1, 2026 through September 30, 2027.
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New York SNAP income limits for FY2027
New York lists two broad-based categorical eligibility rows: 200% of the poverty guideline for households with dependent care expenses ($5,500 a month for 4) and 150% for households with earned income ($4,125), with no asset limit on the program. The figures are for FY2027, October 1, 2026 to September 30, 2027, and the guideline behind them is the 2026 poverty guideline for the 48 states and DC.
| Household size | With dependent care costs (200%) | With earned income (150%) | Federal gross limit (130%) | Federal net limit (100%) |
|---|---|---|---|---|
| 1 | $2,660 | $1,995 | $1,729 | $1,330 |
| 2 | $3,607 | $2,705 | $2,345 | $1,804 |
| 3 | $4,554 | $3,415 | $2,960 | $2,277 |
| 4 | $5,500 | $4,125 | $3,575 | $2,750 |
| 5 | $6,447 | $4,835 | $4,191 | $3,224 |
| 6 | $7,394 | $5,545 | $4,806 | $3,697 |
| 7 | $8,340 | $6,255 | $5,421 | $4,170 |
| 8 | $9,287 | $6,965 | $6,037 | $4,644 |
New York is one of two jurisdictions, with Arkansas, whose FNS entry has separate rows for different kinds of household. Every other listed state has a single row.
How the rule works in New York
FNS's chart notes that New York mails its "Helping Hands" brochure yearly, and that households with dependent care expenses and households with earned income are covered by separate rows. A household with neither falls back to the regular federal tests. FNS also says that BBCE cannot limit eligibility: a household not covered by the qualifying program can still apply under regular rules, where households with an elderly or disabled member do not need to meet the gross income limit but must meet the net income limit.
Maximum benefit and deductions for New York
The standard deduction for New York is $217 for 1 to 3 people, $229 for 4, $268 for 5 and $308 for 6 or more, and the maximum excess shelter deduction is $769.
| Household size | Maximum monthly benefit | Standard deduction |
|---|---|---|
| 1 | $306 | $217 |
| 2 | $562 | $217 |
| 3 | $808 | $217 |
| 4 | $1,023 | $229 |
| 5 | $1,217 | $268 |
| 6 | $1,463 | $308 |
| 7 | $1,616 | $308 |
| 8 | $1,841 | $308 |
Worked example for New York
A household of 4 in New York with $3,900 of gross monthly income is $325 over the federal gross limit of $3,575. Under New York's 150% limit of $4,125 the household is under the limit, so it would be treated as categorically eligible on this income test. The amount of any benefit then depends on net income: try the SNAP benefit calculator.
Common mix-ups
- The 150% figure is the gross limit of the qualifying program. It is not the benefit and it is not the net limit.
- FY2027 is not calendar 2027. The limits above began October 1, 2026 and end September 30, 2027.
- The maximum benefit is not the payment. A household of 4 in New York receives at most $1,023, and less as net income rises.
- Applying is not the same as qualifying. Your New York agency decides each application using deductions and verified income.
Method
Each dollar limit is the percentage of the federal poverty guideline for the household size, divided by 12 and rounded up to the next whole dollar, which reproduces every figure in the FNS tables (for example 130% of $21,640 is $2,344.33 a month, published as $2,345). Broad-based categorical eligibility limits use the same arithmetic with the percentage FNS lists for the state. The page screens one income test; it does not apply deductions, assets or the other eligibility rules. For New York the screening result uses the 200% row if you tick dependent care costs and the 150% earned income row otherwise, with the 48-state guideline.
What this does not cover
- New York's standard utility allowances, shelter and utility rules and any caseworker policy.
- Deductions, assets and work rules beyond the income test shown.
- Whether a specific household qualifies; the state agency decides each application.
- Any fiscal year other than FY2027.
Figures read from the sources below on November 9, 2026. Last updated November 9, 2026.
Sources
- USDA FNS: SNAP FY 2027 Cost-of-Living Adjustments (page updated November 4, 2026) (retrieved November 9, 2026)
- USDA FNS: Broad-Based Categorical Eligibility (page updated June 29, 2026) (retrieved November 9, 2026)
- HHS ASPE: 2026 Poverty Guidelines (retrieved November 9, 2026)
Frequently asked questions
What is the SNAP income limit in New York for 2027?
$4,125 gross a month for a household of 4 with dependent care costs (200%) or $4,125 with earned income (150%), through broad-based categorical eligibility, according to the FNS chart.
Does New York use broad-based categorical eligibility?
Yes. New York is on the FNS list, with two rows.
What is the maximum SNAP benefit in New York?
$1,023 a month for a household of 4; one person gets at most $306.
Is there an asset limit in New York?
The FNS chart shows no limit on assets for New York's qualifying program.
Do seniors or disabled people in New York need to pass the gross income test?
Under regular rules FNS says households with an elderly or disabled member do not need to meet the gross income limit but must meet the net income limit of $2,750 for a household of 4.
What is the New York SNAP limit for one person?
$1,995 gross a month (150%); the federal gross limit is $1,729.
When do the FY2027 limits take effect?
October 1, 2026, and they continue through September 30, 2027.
Not legal or tax advice
This page is general information from an unofficial guide, not legal or tax advice, and it is not an eligibility decision. Programs and thresholds change and the figures here are estimates. Confirm with the agency that runs the program before you apply or file. Nothing you type is sent anywhere.