FHFA · Fannie Mae & Freddie Mac
Conforming loan limit lookup.
Search the official 2026 county table for one- to four-unit properties. Loans above the applicable limit are generally treated as jumbo loans by the Enterprises.
2026 national baseline: $832,750 for one-unit properties. The national ceiling is $1,249,125; county limits can be higher in high-cost areas.
Find a county
Matching areas
Select a county to compare its limit.
What the FHFA limit means
FHFA limits the original balance that Fannie Mae and Freddie Mac can acquire. It is not a home-price cap and it is not a promise that a lender will approve the loan. The table covers calendar-year 2026 acquisitions and uses FHFA's county-equivalent records.
Official source: FHFA Conforming Loan Limit Values and its 2026 county CSV.
Always confirm the applicable acquisition year, loan type, occupancy, underwriting and lender overlays with the lender. This lookup is an informational estimate.