Support indexation calculator.

How is indexation of support calculated in Canada?

Many support orders include a yearly cost of living adjustment. In Ontario, the regulation that sets the ways such adjustments can be calculated for orders enforced by the Family Responsibility Office (O. Reg. 176/98) lists: a calculation using cost of living adjustment factors derived from any part of the Consumer Price Index; the greater or the lesser of the percentage change in the payor's or recipient's income and the percentage change in the CPI, as the order specifies; a rate of increase or decrease specified in the order; the methods in Quebec legislation; and the indexing factor an income source applies to the payor's income. Your order says which applies.

This tool applies the first three. Enter the CPI percentage from Statistics Canada, or the rate from your order. It does not look up CPI for you. Each year's new amount is the previous amount times (1 + rate), rounded to the cent, and the same rate is repeated for each adjustment you ask for.

Worked example. $1,000 a month with a 2.5% CPI change for 3 years gives $1,025.00, $1,050.63, $1,076.90. With the lesser of a 2% CPI change and a 4% income change, $1,000 becomes $1,020.00.