Tax · Canada
Income tax.
See your full federal + provincial tax bill, net income, effective rate, and marginal rate for any income across any province.
Inputs
Your tax
Fill the form and press Calculate.
Income tax by province
This page covers every province and territory. If you only care about one, the province pages go further — they carry that province’s full bracket table, its own credits and the levies that exist nowhere else, with the source for every figure.
- Ontario income tax calculator — brackets, the two-tier surtax and the Ontario Health Premium.
- Quebec income tax calculator — Revenu Québec brackets and the 16.5% federal abatement.
- BC income tax calculator — all seven brackets and the BC tax reduction credit.
- Alberta income tax calculator — the 8% first bracket and Canada’s largest basic personal amount.
For take-home pay after CPP and EI rather than an annual tax bill, use the paycheque calculator.
Effective vs marginal rate
Effective rate = total tax / total income. This is what you pay on average.
Marginal rate = the rate on the next dollar of income. This is what you save by deducting an extra dollar (e.g. an RRSP contribution).
TNAADO Inc. · Toronto
What this figure is, and what it deliberately leaves out
Canadian income tax is charged on brackets, not on a single rate. Each slice of taxable income is taxed at the rate for that slice, federally and then again provincially. What most people call "my tax rate" is the average (total tax over total income) and it is always lower than the marginal rate that applies to the next dollar earned. The rates, thresholds and constants here are the ones the CRA publishes for the 2026 tax year, including the basic personal amount and its high-income phase-out, Ontario’s two surtax tiers and the 16.5% Quebec abatement.
The mistake people make. Expecting this to match a T4 or a notice of assessment. It cannot: it models the basic personal amount and nothing else. Tuition, medical, donation, spousal and employment credits, and every deduction you do not enter, all move the real figure. Quebec is an estimate on purpose: Revenu Québec administers Quebec’s own income tax, so the CRA publishes no Quebec bracket table to work from.
Disclaimer
Estimates using the 2026 federal and provincial/territorial tax brackets, including the basic personal amount, Ontario’s surtax and the Quebec federal abatement. Not modelled: provincial low-income tax reductions, the Ontario Health Premium, and credits beyond the basic personal amount (age amount, dependents, tuition, and the rest). Your real return will differ.