Net worth by age, against the Fed medians.

Method and sources

Net worth = total assets minus total debts. The tool compares it with the 2022 Survey of Consumer Finances results by age of the household's reference person, in 2022 dollars.

Medians: under 35, $39,000; 35 to 44, $135,600; 45 to 54, $247,200; 55 to 64, $364,500; 65 to 74, $409,900; 75 or more, $335,600. Means: $183,500; $549,600; $975,800; $1,566,900; $1,794,600; $1,624,100. All families: median $192,900, mean $1,063,700.

Limits: the Fed publishes the age tables rounded to the nearest hundred dollars (thousands with one decimal). The survey measures households, not individuals, and defines assets its own way, so your own total may not be like for like. This is a position against the median, not a percentile.

Sources, retrieved 2026-10-18:

• Federal Reserve Bulletin, October 2023, Changes in U.S. Family Finances from 2019 to 2022, Table 2

For an educational comparison only; it is not financial advice.

FAQ

What is the median net worth by age in the US?

The 2022 Survey of Consumer Finances reports median net worth of $39,000 for families headed by someone under 35, $135,600 at 35 to 44, $247,200 at 45 to 54, $364,500 at 55 to 64, $409,900 at 65 to 74 and $335,600 at 75 or more, in 2022 dollars.

Why is the mean so much higher than the median?

A small number of very wealthy families raise the mean. For ages 55 to 64 the table shows a mean of $1,566,900 against a median of $364,500.

How often are these figures updated?

The Survey of Consumer Finances is published every three years. This page uses the 2022 survey, released in October 2023.

Does this count retirement accounts and my house?

Net worth in the survey is total assets minus total debts, which includes housing and retirement accounts. Count your own totals the same way.