United States · Payroll · Pay dates 2027
Monthly payroll calendar 2027.
All 12 monthly pay dates in 2027 for the last day of the month or any day you choose, with the weekend and holiday moves.
Short answer: A monthly payroll has 12 pay dates in 2027. On a last-day-of-the-month schedule, five dates fall on a weekend or bank holiday and move to the previous bank day: January 31, February 28, May 31, July 31 and October 31, paid on January 29, February 26, May 28, July 30 and October 29. Paying on a fixed day such as the 1st moves a different set, and January 1 itself is a bank holiday.
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Your 2027 pay dates
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Monthly pay dates in 2027
Monthly payroll pays once a month on a fixed day, most often the last day or the last business day, for 12 pay dates a year. Each paycheck covers one calendar month, so a salaried paycheck is one twelfth of the annual salary, while an hourly paycheck varies with the days in the month. The table shows the 2027 pay dates on a last-day-of-the-month schedule after weekend and holiday moves.
| # | Pay date | Moved from |
|---|---|---|
| 1 | Fri Jan 29, 2027 | Sun Jan 31, 2027 (Sunday) |
| 2 | Fri Feb 26, 2027 | Sun Feb 28, 2027 (Sunday) |
| 3 | Wed Mar 31, 2027 | |
| 4 | Fri Apr 30, 2027 | |
| 5 | Fri May 28, 2027 | Mon May 31, 2027 (Memorial Day) |
| 6 | Wed Jun 30, 2027 | |
| 7 | Fri Jul 30, 2027 | Sat Jul 31, 2027 (Saturday) |
| 8 | Tue Aug 31, 2027 | |
| 9 | Thu Sep 30, 2027 | |
| 10 | Fri Oct 29, 2027 | Sun Oct 31, 2027 (Sunday) |
| 11 | Tue Nov 30, 2027 | |
| 12 | Fri Dec 31, 2027 |
What changed from 2026
The month-end dates are the same each year but their weekdays are not. In 2027 the last day is a Sunday in January, February, July and October and falls on the Memorial Day holiday in May, which is why five months move. Three 2027 holidays fall on a Saturday: Juneteenth (June 19), Christmas Day (December 25) and, for 2028, New Year's Day (January 1). The Federal Reserve schedule says that for holidays falling on Saturday the Reserve Banks stay open the preceding Friday, so Friday June 18, Friday December 24 and Friday December 31, 2027 are normal bank days. Independence Day falls on a Sunday, so the Reserve Banks close Monday July 5. A payroll on the 1st of the month would see January 1, 2027 land on a bank holiday and May 1 on a Saturday.
Which dates move
Direct deposit settles on bank days, so employers commonly pay on the previous bank day when a pay date lands on a weekend or closure. For the last-day schedule the moves are: Sun Jan 31 (Sunday) to Fri Jan 29; Sun Feb 28 (Sunday) to Fri Feb 26; Mon May 31 (Memorial Day) to Fri May 28; Sat Jul 31 (Saturday) to Fri Jul 30; Sun Oct 31 (Sunday) to Fri Oct 29. Employers that pay on the last business day instead never see a move, because the date is already a bank day. The bank closures that apply are listed next.
| Bank holiday (Reserve Banks closed) | Holiday | Notes |
|---|---|---|
| Fri Jan 1, 2027 | New Year’s Day | Friday |
| Mon Jan 18, 2027 | Martin Luther King Jr. Day | Monday |
| Mon Feb 15, 2027 | Washington’s Birthday (Presidents Day) | Monday |
| Mon May 31, 2027 | Memorial Day | Monday |
| Mon Jul 5, 2027 | Independence Day (observed) | July 4 is a Sunday, so the Reserve Banks close Monday |
| Mon Sep 6, 2027 | Labor Day | Monday |
| Mon Oct 11, 2027 | Columbus Day | Monday |
| Thu Nov 11, 2027 | Veterans Day | Thursday |
| Thu Nov 25, 2027 | Thanksgiving Day | Thursday |
Worked example (2027)
An employee paid monthly on the last day is paid on Friday January 29, because January 31 is a Sunday, and on Friday February 26, because February 28 is a Sunday. March 31 is a Wednesday and is paid as scheduled. The May 31 payday lands on Memorial Day and is paid on Friday May 28. With a 5-day lag, the pay period for the January 29 paycheck ended January 24. A $96,000 salary pays $8,000.00 a month, compared with $3,692.31 on 26 biweekly paydays.
Common mix-ups
- Monthly pay is not four weeks. It is 12 pay dates a year, so paychecks are one twelfth of salary, not 13 four-week periods.
- Last day of the month is not the last business day. A last-day schedule can fall on a weekend and need a roll-back; a last-business-day schedule cannot.
- The pay date moves, the period does not. A payday moved back for a weekend still covers the same calendar month.
- Rolling back is a convention. Federal law does not set it, and some states require more frequent pay than monthly.
Method
The tool places the pay day in each of the 12 months of 2027, using the last calendar day where a month is shorter than the day you entered or where you entered last. A date that falls on a Saturday, a Sunday or a Federal Reserve bank holiday is moved to the previous bank day and flagged. The period end is the paid date minus the lag you set. Dates are handled as UTC calendar days so your browser time zone never shifts them. Closures come from the Federal Reserve schedule read on November 9, 2026.
What this does not cover
- State rules on how often employees must be paid, which can require more than monthly pay for some workers.
- Employers that pay after a weekend or holiday instead of before it.
- Overtime, taxes and net pay: this is a date calendar only.
- Pay dates that depend on a company's own cutoff rules.
Figures read from the sources below on November 9, 2026. Last updated November 9, 2026.
Sources
- Federal Reserve Financial Services: Holiday Schedules (FedCash and FedACH, 2026 to 2030) (retrieved November 9, 2026)
Frequently asked questions
How many monthly pay periods are there in 2027?
Twelve, one in each month.
What are the monthly pay dates in 2027 on the last day of the month?
The last day of each month, moved to the previous bank day when it falls on a weekend or bank holiday: five months move.
Which monthly last-day pay dates move in 2027?
January 31 to January 29, February 28 to February 26, May 31 to May 28, July 31 to July 30 and October 31 to October 29.
Is May 31, 2027 a bank day?
No. It is Memorial Day, and the Federal Reserve closes its banks, so a May 31 payday moves to Friday May 28.
How do I turn a salary into a monthly paycheck?
Divide the annual salary by 12. A $96,000 salary is $8,000.00 a paycheck before tax.
Is New Year's Day 2027 a payday?
January 1, 2027 is a bank holiday, so a payday on the 1st moves to Thursday December 31, 2026.
Does the law say when payday moves for a weekend?
No federal rule sets it. Many employers pay on the previous bank day; state wage payment laws may set deadlines, so check your state.
Not legal advice
This page is general information from an unofficial guide, not legal, payroll or tax advice. State wage payment laws set when and how often employees must be paid, and a roll-back to the previous bank day is an employer convention, not a federal rule. Confirm with your state labor agency and payroll provider. Nothing you type is sent anywhere.