Maine open enrollment 2027: dates and deadline.

Maine 2027 open enrollment dates

CoverME.gov says: "Open Enrollment happens every year from November 1 through January 15", and its page is headed "Open Enrollment for 2027: happening now." The 2027 window is November 1, 2026 to January 15, 2027.

The date that decides when coverage starts

CoverME.gov publishes two deadlines: December 15, 2026 for coverage that starts January 1, 2027, and January 15, 2027 for coverage that starts February 1, 2027.

How Maine differs from HealthCare.gov

Maine runs its own marketplace, CoverME.gov. It also lists expanded open enrollment phone hours. Mark December 15 if you need coverage on January 1.

For comparison, HealthCare.gov's own dates and deadlines page lists November 1 as the start, December 15 as the last day to enroll for coverage starting January 1, and January 15 as the end of open enrollment, with February 1 coverage for those who enroll from December 16 through January 15. State exchanges set their own calendars, which is why the seven states on this site do not all match.

If you miss open enrollment

CoverME.gov says you can report a loss of coverage, or a permanent move, to its Consumer Assistance Center (1-866-636-0355, TTY 711) starting 60 days before the event until 60 days after, and someone in your household must be eligible for insurance through CoverME.gov. For loss-of-coverage special enrollment, coverage takes effect on the first of the month after you select a plan, or after the last day of your prior coverage, whichever is later.

What to do this week

• Open CoverME.gov and check whether your 2026 plan renews automatically or needs an updated application.
• Update household and income details before you pick a plan, since financial help depends on them.
• Write down the January 1 deadline above and finish a few days before it, not on the day.
• Check the plan's provider network and drug list for 2027, not just the premium.

Other states

• Nevada open enrollment 2027
• New Mexico open enrollment 2027
• Oregon open enrollment 2027
• Arkansas open enrollment 2027
• Rhode Island open enrollment 2027
• Vermont open enrollment 2027

Frequently asked questions

When is Maine open enrollment for 2027 coverage?

CoverME.gov says: "Open Enrollment happens every year from November 1 through January 15", and its page is headed "Open Enrollment for 2027: happening now." The 2027 window is November 1, 2026 to January 15, 2027.

What is the deadline for coverage that starts January 1, 2027 in Maine?

CoverME.gov publishes two deadlines: December 15, 2026 for coverage that starts January 1, 2027, and January 15, 2027 for coverage that starts February 1, 2027.

Can I enroll in Maine after open enrollment ends?

CoverME.gov says you can report a loss of coverage, or a permanent move, to its Consumer Assistance Center (1-866-636-0355, TTY 711) starting 60 days before the event until 60 days after, and someone in your household must be eligible for insurance through CoverME.gov. For loss-of-coverage special enrollment, coverage takes effect on the first of the month after you select a plan, or after the last day of your prior coverage, whichever is later.

Do I use HealthCare.gov in Maine?

Maine runs its own marketplace, CoverME.gov. It also lists expanded open enrollment phone hours. Mark December 15 if you need coverage on January 1.

What is CoverME.gov?

CoverME.gov is Maine's state-based health insurance marketplace, where residents compare and enroll in private health and dental plans that meet Affordable Care Act standards.

Is this the official Maine deadline?

No. This page copies the dates CoverME.gov published as read on November 1, 2026 and links to the official site. Exchanges can change dates, so confirm on CoverME.gov before relying on a deadline. This is not insurance, legal or financial advice.

Sources

• CoverME.gov, Open Enrollment — open enrollment every year Nov 1 through Jan 15; deadlines December 15, 2026 and January 15, 2027 (read 2026-11-01)
• CoverME.gov home page — "Enroll by December 15, 2026, for coverage starting January 1, 2027"; expanded open enrollment hours (read 2026-11-01)
• CoverME.gov, Special Enrollment Periods — 60-day windows around loss of coverage or a move; coverage start rules (read 2026-11-01)
• HealthCare.gov, Key dates and deadlines — Nov 1 start, Dec 15 for Jan 1 coverage, Jan 15 end (read 2026-11-01)