Georgia · 2026 contributions
Georgia 529 tax deduction calculator.
See how much of your Path2College 529 contribution is deductible on your Georgia return and what it saves you.
Yes. Georgia taxpayers may deduct contributions to a Path2College 529 plan up to $4,000 (individual filers) or $8,000 (joint filers) per beneficiary per year.
The amounts come from the plan administrator's own site, read November 1, 2026. Enter your contribution and your state tax rate to see the deduction and the tax saved.
Your numbers
Result
How this is calculated
The Path2College 529 FAQ says Georgia taxpayers may be eligible for a deduction on contributions up to $8,000 per year per beneficiary for joint filers or $4,000 for individual filers. You do not have to be the account owner or related to the beneficiary. Amounts transferred from another 529 plan are not eligible. On timing, the FAQ says that, similar to IRA contributions, you have until tax day (typically April 15) to apply a contribution to your prior-year return, and that the plan does not report the contribution year to the state, so the year you claim it is your choice.
The calculator below the answer takes your total contribution, applies the cap, and multiplies the deductible amount by the tax rate you enter. We do not guess your rate because it depends on your income and, in some places, local tax; look it up on your state return. Result: deductible amount, tax saved and any amount that is over the cap.
Worked example
$3,000 for one child, individual filer. Under the $4,000 cap, so all of it is deductible.
$9,000 for one child, joint filers. $8,000 is deductible and $1,000 is over the cap.
$9,000 split across two children, individual filer. The cap is per beneficiary, so $4,500 each is limited to $4,000 each, for $8,000 deductible.
Limits of this estimate
We could not read a Georgia Department of Revenue page, so the figures come from the plan FAQ. Choosing which year to claim a contribution is up to you per the plan, but a contribution should be claimed only once. The tax saved is only the state income tax effect of the deduction at the rate you type in. It does not include federal effects (there is no federal deduction for 529 contributions) or the value of tax-free growth. Contributions are checked against the rules as of November 1, 2026.
Who should check first
If you move states, claim contributions someone else made, or use a plan from another state, the deduction may not apply the way this page describes. Several states tie the deduction to its own plan only; where the source does not say, we do not assume. If you are comparing states, the state 529 hub lists the five states we have verified side by side.
Sources
Primary sources opened and checked on November 1, 2026. Figures are for tax year 2026 unless a source says otherwise.
Frequently asked questions
Does Georgia have a 529 tax deduction?
Yes. Path2College says Georgia taxpayers may be eligible for a state income tax deduction on contributions.
How much can I deduct in Georgia?
Up to $4,000 per beneficiary per year for individual filers, or $8,000 for joint filers.
Do I have to be the account owner?
No. The plan says you do not have to be the account owner or related to the beneficiary to take the deduction.
What is the Georgia deadline?
The plan says you have until tax day, typically April 15, to apply a contribution to your prior-year return.
Can I deduct money rolled in from another 529?
No. The plan says amounts transferred from another 529 plan are not eligible for the Georgia deduction.
Does Path2College report my contribution year to Georgia?
No. The plan says it does not report the contribution year on any tax files, so the year you claim is your decision.
Not tax advice
This page is general information, not tax, legal or financial advice. Tax rules change and your facts may differ. Confirm anything that matters with your state tax agency, your 529 plan or a tax professional before you act. Everything runs in your browser; nothing you enter is sent anywhere.