United States · Florida · Medicaid
Florida Medicaid income limits 2026.
The monthly income limits Florida’s Department of Children and Families uses for Family-Related Medicaid from April 2026 to March 2027, by coverage group and household size, with a screen for your own household.
Short answer: Florida’s Medicaid income limits for April 2026 to March 2027, from the Department of Children and Families (DCF) chart, are monthly figures by household size. For a household of one: $2,807 for a child under 1, $1,930 for a child aged 1 to 5, $1,836 for a child aged 6 to 18, $356 for a parent or caretaker relative (and for 19- and 20-year-olds) and $2,608 for a pregnant woman. For a family of three the figures are $4,805, $3,302, $3,142, $600 and $4,463. Florida has not expanded Medicaid, so adults under 65 without dependent children have no income-based pathway. KFF puts the same limits at 211%, 145%, 138%, 26% and 196% of the poverty level.
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Florida monthly income limits, April 2026 to March 2027
The Department of Children and Families publishes one chart a year for Family-Related Medicaid, titled Medicaid Income Limits (Effective April 2026 – March 2027). The chart runs to a family size of 24; the first eight rows are below and the tool holds sizes 1 to 10. Figures are monthly, before tax, and DCF compares your countable income after its own deductions against the row for your coverage group.
| Family size | Child under 1 | Child 1 to 5 | Child 6 to 18 | Parents, caregivers, age 19 to 20 | Pregnant woman |
|---|---|---|---|---|---|
| 1 | $2,807 | $1,930 | $1,836 | $356 | $2,608 |
| 2 | $3,807 | $2,617 | $2,490 | $478 | $3,537 |
| 3 | $4,805 | $3,302 | $3,142 | $600 | $4,463 |
| 4 | $5,803 | $3,989 | $3,796 | $723 | $5,391 |
| 5 | $6,803 | $4,676 | $4,450 | $846 | $6,320 |
| 6 | $7,801 | $5,361 | $5,102 | $968 | $7,246 |
| 7 | $8,800 | $6,048 | $5,756 | $1,091 | $8,175 |
| 8 | $9,799 | $6,735 | $6,409 | $1,214 | $9,103 |
The same limits as a share of the poverty level
KFF’s state tables, as of January 2026, express Florida’s limits as a percentage of the federal poverty level after the 5-point MAGI disregard: infants 211%, children 1 to 5 at 145%, children 6 to 18 at 138%, pregnant women 196%, and parents in a family of three at 26%. Florida KidCare, the separate CHIP program, covers uninsured children up to 215% of poverty. Adults without dependent children are listed at 0%: Florida has not adopted the Medicaid expansion, so there is no income-based pathway for that group. The DCF dollar figures and the KFF percentages agree: $1,836 a month for one person is 138% of the 2026 guideline of $15,960 a year.
Who counts in the household
DCF’s Determining your Income Limit page sets out the household rules before the chart. A child who does not file a tax return counts the parents in the home, including step-parents and adoptive parents, and siblings under 19 or full-time students under 21. Someone claimed as a dependent counts the tax filer, the filer’s spouse and the filer’s other dependents. A tax filer counts a spouse and tax dependents. Someone who will not file counts a spouse in the home and children under 19 or full-time students under 21 in the home. Pick the row for that count, not for the number of people at the address.
Worked example
A single parent with two children earns $700 a month. For the parent, the household is three and the parents and caregivers limit is $600, so $700 is above the limit by $100; the parent would not qualify on income under this group, and would look to the marketplace or the Medically Needy program. The children are screened separately: a child aged 6 to 18 in the same household of three has a limit of $3,142, so with household income of $3,000 that child is under the limit by $142, about 131.8% of the 2026 poverty guideline for three (derived). A pregnant woman in that household would be screened against $4,463.
Method
The dollar limits were typed from the DCF chart effective April 2026 to March 2027 on November 11, 2026. The percentages are from KFF as of January 2026. The tool compares the monthly income you enter with the DCF row for your group and household size and also divides your yearly income by the 2026 HHS poverty guideline for the 48 states, which is a derived figure for context, not a DCF number. It does not apply DCF’s income deductions, the Medically Needy share of cost, SSI-related Medicaid for people who are aged, blind or disabled, or the 12-month postpartum rule.
What this does not cover
- Medicaid for people aged 65 or over or with disabilities (SSI-related Medicaid), which has asset tests and other limits.
- The Medically Needy program and its share of cost for income above these limits.
- Florida KidCare premiums and its 215% limit, which Florida Healthy Kids administers.
- Rows for family sizes above 10, which are on the DCF chart.
Figures read from the sources below on November 11, 2026. Last updated November 11, 2026.
Sources
- Florida DCF: Medicaid Income Limits (Effective April 2026 – March 2027) (retrieved November 11, 2026)
- Florida DCF: Determining your Income Limit (coverage groups and household size) (retrieved November 11, 2026)
- KFF: Medicaid income eligibility limits for adults as a percent of the FPL (as of January 2026) (retrieved November 11, 2026)
- KFF: Medicaid and CHIP income eligibility limits for children (as of January 2026) (retrieved November 11, 2026)
- KFF: Medicaid and CHIP income eligibility limits for pregnant women (as of January 2026) (retrieved November 11, 2026)
- HHS ASPE: 2026 poverty guidelines (retrieved November 11, 2026)
Common mix-ups
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Often assumedThere is one Florida Medicaid income limit for everyone in the family.
What the source saysThe DCF chart has a separate column for each coverage group: a parent in a family of three is limited to $600 a month while a child aged 6 to 18 in the same family is limited to $3,142. [1]
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Often assumedThe limit is a yearly figure.
What the source saysThe DCF chart is in monthly amounts, effective April 2026 to March 2027, for example $1,836 a month for a child aged 6 to 18 in a household of one. [1]
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Often assumedHousehold size is everyone living at the address.
What the source saysDCF counts the household by tax-filing rules: who files, who is claimed as a dependent, and which children under 19 or students under 21 live in the home. [2]
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Often assumedA low-income adult without children can get Florida Medicaid on income alone.
What the source saysThe DCF chart has no column for adults without dependent children; its coverage groups are parents and caretakers, pregnant women, children, and 19- and 20-year-olds. [1]
- Florida DCF: Medicaid Income Limits (Effective April 2026 – March 2027)
- Florida DCF: Determining your Income Limit (household size rules)
Checked against these sources on .
Frequently asked questions
What is the Florida Medicaid income limit for 2026?
It depends on the coverage group and household size. DCF’s April 2026 to March 2027 chart lists, for a household of one, $2,807 (child under 1), $1,930 (child 1 to 5), $1,836 (child 6 to 18), $356 (parent or caretaker) and $2,608 (pregnant woman) a month.
What is the Florida Medicaid income limit for a family of 3?
From the DCF chart: $4,805 for a child under 1, $3,302 for a child 1 to 5, $3,142 for a child 6 to 18, $600 for parents and caretakers, and $4,463 for a pregnant woman, all monthly.
Can a single adult with no children get Medicaid in Florida?
Not on income alone. Florida has not expanded Medicaid, and KFF lists adults without dependent children at 0% of the poverty level.
What percentage of the poverty level does Florida use?
KFF, as of January 2026: 211% for infants, 145% for children 1 to 5, 138% for children 6 to 18, 196% for pregnant women and 26% for parents in a family of three.
When do the Florida limits change?
DCF issues a new chart each April; the current one is effective April 2026 to March 2027.
Is income before or after tax?
DCF uses countable income after its allowable deductions. The tool compares your before-tax figure, so it is a screen, not a decision.
Who decides Florida Medicaid eligibility?
The Department of Children and Families determines eligibility; the Agency for Health Care Administration administers the program.
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Not financial or legal advice
This page is general information from an unofficial guide, not financial or legal advice, and it is not an eligibility decision. Amounts come from the agencies named on the date shown; each program applies its own household, income-counting and deduction rules. Use the agency itself, or a qualified professional, before you rely on a figure. Nothing you type is sent anywhere. It runs in your browser.