Your hustles (leave 3 and 4 blank for two)
Periods per year
12 if every figure is monthly.
Spread ramp-up over
months
Months.
Reference hourly pay
$
What an hour is worth to you, the yardstick for the index.
Spare hours per week
Hustles above this are scaled down.
Variance weight (0 to 1)
0 ignores variance, 1 counts it fully.
Payback weight (0 to 1)
0 ignores slow payback.
Tax inputs (yours, not looked up)
Marginal federal rate
%
Your top bracket, from the IRS rate schedule. Applied as a flat rate.
State and local rate
%
Use 0 if none. Flat rate, example value.
W-2 wages for the year
$
Used only to see how much Social Security wage base is left.
Social Security wage base
$
2026 figure, an input. Confirm at ssa.gov.
Apply self-employment tax
Untick if the income is not self-employment income.
Sort the ranking by
Effort-vs-reward index
Net per hour
Payback (fastest first)
Fewest hours per week
Hustle 1
Name
Revenue per period
$
Goods and platform fees
$
Other expenses
$
Upfront cost
$
Paid hours
Unpaid admin hours
Ramp-up hours (one-time)
Income variance 0-100
Your own rating of how uneven the income is.
Hustle 2
Name
Revenue per period
$
Goods and platform fees
$
Other expenses
$
Upfront cost
$
Paid hours
Unpaid admin hours
Ramp-up hours (one-time)
Income variance 0-100
Your own rating of how uneven the income is.
Hustle 3
Name
Revenue per period
$
Goods and platform fees
$
Other expenses
$
Upfront cost
$
Paid hours
Unpaid admin hours
Ramp-up hours (one-time)
Income variance 0-100
Your own rating of how uneven the income is.
Hustle 4
Name
Revenue per period
$
Goods and platform fees
$
Other expenses
$
Upfront cost
$
Paid hours
Unpaid admin hours
Ramp-up hours (one-time)
Income variance 0-100
Your own rating of how uneven the income is.
Calculate
Reset
Result